INVESTING
The Road to Wealth - The
need to invest – Australians and our lack of retirement savings
Today
more than ever all of us have to take responsibility and do whatever is necessary for our personal financial security, however
with today’s busy lifestyle, maintaining the status quo and burdensome taxes it’s a challenge just to provide
food, clothing, shelter, education and get to work on time. With modern technology the information that’s available
to the average person is staggering and ONESD diligently analyses this information and organises it into the most effective
options for our clients.
ONESD's focus is on building an ongoing relationship
with our clients because we know one investment is not necessarily going to develop financial independence. We are dedicated
to constantly monitor all aspects of the investment industry to bring you the best information on strategies incorporating,
mortgage reduction techniques, tax minimization, property investment analysis, property growth areas, maximum rental yield
areas, efficient property management and ongoing wealth creation.
According
to the Australian Bureau of Statistics out of every 100 Australians who retire at 65, only about 5% will be wealthy or financially
independent.
Can YOU really afford to retire? |
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Reality
The reality is over 90%
of retirees will be in some way financially dependent on ongoing government assistance. Not only are most Australians
under-financed for retirement, many Australians will have to completely revise their expectations of the kind of
retirement lifestyle they will have.
Retirement
You are here because you are interested in your future, your retirement, your family’s future and
you are interested in financial freedom so you can retire earlier and maintain the lifestyle you are currently experiencing
while working. You will have to retire one day so the earlier you start planning, the better prepared you will be.People
contemplating retirement face the inevitable questions:
have they accumulated enough money, and
how do to they make the most of what they have got?
Time and time again we're
told to plan for our futures and make sure our finances are in order. But time and time again most of us put ‘it’
off until it’s too late and panic sets in. It's never too early to begin thinking about retirement, so
where do you start?
15 to 20 years from retirement
It's essential to consider your finances. Seek some professional help and write down a detailed financial
plan, based on your current goals and aspirations. This is a really good time to seek help and most likely
the number one reason you are visiting this site. You still have time to seek professional help but don’t
delay. Revise your financial plans (hopefully you did this 10+ years ago). Some considerations are:
- how much money you will need in retirement;
- how much money
you anticipate having available;
- determine a suitable retirement age where money available
will cover the money you require;
retirement investments; - superannuation;
- possible government pensions; and
tax issues.
Why ONESD
By taking a broad view of your financial affairs, objectives, circumstances
and preferences, and using our expertise and insights, you can achieve the best financial results.
Together we can develop wealth creation and protection strategies that increase returns without undue risk.
Those risks that do remain must be understood and managed.
The ONESD
process is not about chasing the highest return or making your rich overnight (we are not miracle workers). Rather,
wealth creation and financial freedom can only be delivered by expertly combining your income generating and investing
activities and tailoring a plan that suits you and your needs.
Once again, we must
stress, ONESD is not a ‘get rich quick’ option and we take what we do very seriously. Our comprehensive
range of services, products and expertise will make a big difference to your wealth creation.
Clients always come first - ONESD provides quality advice to our clients on their financial
future.
We work for the client and the client will always come
first. We stand by this because without the client, ONESD would not be in business.Financial Freedom created with
wealth creation strategies is not achieved by chasing the highest return, which too often ends in trouble. True
wealth creation is based on a clear and up-to-date set of financial objectives that fully reflect your circumstances,
and a financial strategy that can deliver against those objectives.
By
engaging fully with you and utilising the expertise of the ONESD team, we can make a significant difference to
your wealth and the financial freedom it provides. Our objective is not a target rate of return or what you can
afford to put away each week but rather a specific set of cash flows that you aim to have.
Everything we do can only be done by focusing on you, the client.
